Terms of Service

1. Eligibility

You must be at least 18 years old and a resident of Nigeria (or another jurisdiction where our services are legally available) to create an account.

2. Account Registration

You agree to provide accurate, complete information during registration. You are responsible for maintaining the security of your account credentials and transaction PIN.

3. Airtime & Data Services

Airtime and data top-ups are delivered instantly via telecom network operators. Ensure recipient numbers are verified before confirming. Completed telecom transactions cannot be reversed once accepted by operators.

4. Utility Bill Payments

Electricity tokens and cable TV subscriptions are processed in real-time. Verify your Meter Number, IUC, or Smartcard number prior to purchase.

5. Wallet Funding & Withdrawals

Wallet funding via approved automated gateways is instant. Withdrawals are subject to account verification status and regulatory daily limits.

6. Governing Law

These Terms are governed by the laws of the Federal Republic of Nigeria.